cash advance
Borrowed money now
A cash advance is money borrowed against a credit line, typically from a credit card.
Unlike regular purchases, cash advances usually incur immediate interest charges and higher rates: The ATM cash advance cost her an extra $15 in fees.
Payday lenders also use the term for short-term loans against future income.
Borrowed money repaid later
- payday loanHigh-interest short-term borrowing
- lenderOne who loans money
- short-term loanBorrowed money repaid quickly
- creditRecognition or payment deferral
financing · funds · overdraft · borrower · lending · principal · collateral · repayment
Yearly borrowing cost
- finance chargeCost of borrowing money
- annual percentage rateYearly cost of borrowing
- interestAttention, stake, or fee
- compoundingElements merging progressively
penalty fees · service charge · markup · usury · predatory lending · loan shark · prime rate · variable rate
Medium of exchange
- ATMAutomated banking kiosk
- banknotesPaper currency notes
- fundsAvailable financial resources
- liquid assetsEasily convertible wealth
ready money · spending power · disposable income · wallet · available funds
Compensation for labor
- paydayScheduled compensation date
- wagesPayment for work
- salaryFixed periodic employment payment
- earningsMoney gained from work
income · pay stub · direct deposit · take-home pay · net pay · payroll · pay period
Giving back what's owed
- defaultPreset standard option
- delinquencyCriminal or neglectful behavior
- arrearsOverdue financial obligations
- overduePast expected arrival
collection · obligation · balance due · indebtedness · liability · bankruptcy · insolvency · dunning
loan
Borrowed money repaid later
- payday loanHigh-interest short-term borrowing
- lenderOne who loans money
- short-term loanBorrowed money repaid quickly
credit · financing · funds · overdraft · borrower · lending · principal · collateral · repayment · unsecured loan
APR
Yearly borrowing cost
- finance chargeCost of borrowing money
- annual percentage rateYearly cost of borrowing
- interestAttention, stake, or fee
compounding · penalty fees · service charge · markup · usury · predatory lending · loan shark · prime rate · variable rate · origination fee
currency
Medium of exchange
liquid assets · ready money · spending power · disposable income · wallet · available funds
paycheck
Compensation for labor
earnings · income · pay stub · direct deposit · take-home pay · net pay · payroll · pay period
repayment
Giving back what's owed
- defaultPreset standard option
- delinquencyCriminal or neglectful behavior
- arrearsOverdue financial obligations
overdue · collection · obligation · balance due · indebtedness · liability · bankruptcy · insolvency · dunning · credit score impact
- debtscredit card debt, car loan, student loan, loans, bank loan
- cashbills, banknotes, greenbacks, paper money, legal tender
- credit cardscredit card, loyalty card, cardholder, cashback offers, card number
- fundingfunding, grant, loan, grants, venture capital
- credit termsloans, installment loan, credit limits, monthly payment, credit cards
- payday loanspayday loan, payday loans, rollover, fee, interest rate
cash advanceloan repayment
Returning borrowed money
repayment · cash deposit · payment · principal payment · credit card payment
cash advancenest egg
Saved money for later
investment · financial planning · savings · savings deposit · emergency fund
cash, advance, cashier, cashes, cashing, cashed, cashless, cashable