asset-based

Backed by holdings

Asset-based describes approaches that focus on existing strengths and resources rather than deficits or needs.

In education and social work, asset-based community development builds on what a neighborhood already has—skills, institutions, relationships—rather than cataloging what it lacks.

In finance, asset-based lending uses physical collateral like inventory or equipment to secure loans: an asset-based line of credit.

finance

lending

Temporary provision of resources

valuation · liquidity · creditworthy · leveraged · financing · portfolio · equity · capital · underwriting · loan

education

learning

Gaining knowledge gradually

scaffolding · differentiated · inclusive · talents · interests · motivation · engagement · portfolio · competency · personalized

community

development

Progress toward maturity

capacity · empowerment · neighborhood · grassroots · participatory · resilience · local · mobilization · McKnight · gifts

healthcare

patient-centered

Prioritizing individual care needs

recovery · self-efficacy · coping · resources · holistic · empowerment · dignity · autonomy · trauma-informed · rehabilitation

welfare

benefits

Gains or helpful effects

threshold · disqualification · poverty · accounts · ownership · policy · inequality · accumulation · liquid · exemption

Categories
Opposites
collateral/security basis

asset-basedunsecured

Not backed by collateral

uncollateralized · signature loan · income-based · good-faith · character-based

valuation methodology

asset-basedincome-based

Calculated from earnings

discounted cash flow · forward-looking · speculative

economic philosophy/approach

asset-basedrisk-based

Calibrated to potential harm

Family

asset, assets, base, based, basing, bases, basal, baseline, baseless

Familiarity
Top 500,000
Profile
Used worldwide · Timeless · Abstract · Rated G