hurricane insurance
Cyclone damage protection
Hurricane insurance is coverage protecting property owners against damage from hurricanes—high winds, storm surge, and flooding.
Standard homeowner policies often exclude hurricane damage, requiring separate policies or endorsements, particularly in coastal areas.
After the storm, they were glad they'd paid for hurricane insurance.
Deductibles are typically calculated as a percentage of the home's value rather than a fixed amount.
- stormSevere atmospheric disturbance
- storm surgeWind-driven coastal flooding
- floodOverwhelming water overflow
- flood zoneArea susceptible to inundation
- damageHarm or impairment
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- insurancecoverage, underwriting, premium, claims, policyholder
hurricane insuranceflood insurance
Policy covering water damage
earthquake insurance · fire insurance · hail insurance · liability insurance · life insurance
hurricane insuranceuninsured
Lacking protective coverage
self-insured · uncovered · unprotected · at-risk · coverage gap
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