flood insurance

Water damage policy

Flood insurance is coverage that pays for property damage caused by flooding.

Standard homeowners policies typically exclude flood damage, so separate flood insurance must be purchased.

In the United States, most flood insurance is provided through a federal program: Properties in flood zones often require flood insurance for mortgage approval.

Opposites
coverage type

flood insurancefire insurance

Policy covering flame damage

earthquake insurance · liability insurance · life insurance · health insurance · auto insurance

risk protection stance

flood insuranceuninsured

Lacking protective coverage

self-insured · coverage gap · unprotected · uncovered · at-risk

Family

flood, flooded, insurance, flooding, floodgate, floodlight, floodlit, floodplain, floodlights

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Top 100,000
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Used worldwide · Timeless · Everyday, not technical · Rated G