credit card hold

Temporary charge reservation

A credit card hold is a temporary authorization that reserves funds without completing a charge.

Hotels and rental car companies commonly place holds to guarantee payment for incidentals or potential damages: The hotel put a $200 hold on my card at check-in.

The held amount remains unavailable to the cardholder until the merchant releases it or the hold expires, typically within a few days.

Also called a preauthorization or authorization hold.

Opposites
fund movement direction

credit card holdrefund

Money returned after purchase

credit · chargeback · reversal · statement credit · void

fund availability

credit card holdavailable balance

Money currently usable in account

Family

credit, card, hold, credits, credited, crediting, creditor, creditors, creditable

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Used worldwide · Timeless · Rated G