claims adjuster
Insurance damage investigator
A claims adjuster investigates insurance claims to determine how much the insurance company should pay.
They inspect damage, review policy coverage, interview claimants, and negotiate settlements: The claims adjuster came out to look at the hail damage on our roof.
Also called simply an adjuster.
Owner of insurance contract
- coverageExtent of inclusion
- liabilityLegal or financial obligation
- deductibleOut-of-pocket threshold amount
- underwritingRisk evaluation and acceptance
premiums · exclusions · endorsement · subrogation · indemnity · casualty · first-party · third-party
Measuring harm's extent
- appraisalEstimation of worth
- estimateInformed guess at quantity
- inspectionFormal assessment of condition
- property damageHarm to possessions
vehicle inspection · repair estimate · valuation · documentation · total loss · salvage value · replacement cost · depreciation
Money distributed to recipient
- compensationPayment for services rendered
- reimbursementPayment for incurred expenses
- awardHonor given for merit
- damagesCompensation for injury
disbursement · final settlement · partial payment · advance payment · settlement agreement · restoration · indemnification · payment processing
Terms to resolve a claim
- counterofferAlternative terms proposed back
- mediationIntervention to resolve conflict
- arbitrationNon-court binding dispute resolution
- dispute resolutionSettling conflicts formally
compromise · bad faith · medical bills · pain and suffering · release form · structured settlement
Uncovering deceptive schemes
- evidence gatheringCollecting proof for claims
- witness interviewQuestioning an observer formally
- police reportOfficial crime documentation
- surveillanceSystematic observation of subjects
background check · fact-finding · recorded statement · red flags · forensic analysis · accident reconstruction
policyholder
Owner of insurance contract
- coverageExtent of inclusion
- liabilityLegal or financial obligation
- deductibleOut-of-pocket threshold amount
underwriting · premiums · exclusions · endorsement · subrogation · indemnity · casualty · first-party · third-party · insurance carrier
damage assessment
Measuring harm's extent
- appraisalEstimation of worth
- estimateInformed guess at quantity
- inspectionFormal assessment of condition
property damage · vehicle inspection · repair estimate · valuation · documentation · total loss · salvage value · replacement cost · depreciation · field inspection
payout
Money distributed to recipient
- compensationPayment for services rendered
- reimbursementPayment for incurred expenses
- awardHonor given for merit
damages · disbursement · final settlement · partial payment · advance payment · settlement agreement · restoration · indemnification · payment processing
settlement offer
Terms to resolve a claim
- counterofferAlternative terms proposed back
- mediationIntervention to resolve conflict
- arbitrationNon-court binding dispute resolution
dispute resolution · compromise · bad faith · medical bills · pain and suffering · release form · structured settlement
fraud detection
Uncovering deceptive schemes
- evidence gatheringCollecting proof for claims
- witness interviewQuestioning an observer formally
- police reportOfficial crime documentation
surveillance · background check · fact-finding · recorded statement · red flags · forensic analysis · accident reconstruction
- office jobsmanager, office clerk, analyst, receptionist, administrative assistant
- mobile workerstruck driver, trucker, traveling salesman, traveling nurse, delivery driver
- service workersserver, waiter, waitress, bartender, barista
- auto insuranceauto insurance, car insurance, vehicle insurance, collision coverage, liability coverage
- accident claimssettlement offer, settlement agreement, cash settlement, structured settlement, payout
- fire insurancefire risk, fire damage, fire protection, fire inspections, fire hazards
claims adjusterpersonal injury lawyer
Attorney handling harm claims
claim, reclaim, adjusted, adjusting, adjustable, claims, claimant, proclaims, unclaimed