uninsured drivers
Coverage-lacking vehicle operators
Uninsured drivers are motorists who operate vehicles without the legally required liability insurance.
They pose a financial risk to others in accidents, since there's no policy to cover damages.
Many jurisdictions require separate uninsured motorist coverage to protect against collisions with drivers who lack insurance: The uninsured driver ran a red light and totaled my car.
- unlicensedWithout official permit
- accidentUnintended harmful event
- fender benderMinor vehicle collision
- liabilityLegal or financial obligation
- collisionForceful contact between objects
hit-and-run · motorist · coverage · premium · financial responsibility · policy · reckless · negligent · at-fault · claim · damage · bodily injury · injury · lawsuit · court date · traffic · violation · ticket
- traffic offendersspeeders, red light runners, tailgaters, road ragers