private insurance
Non-governmental health plan
Private insurance is health coverage obtained through non-governmental sources—typically employers or individual purchase—as opposed to public programs like Medicare or Medicaid.
In the United States, most people with health insurance have private coverage: Does your employer offer private insurance?
The term distinguishes market-based plans from government-administered ones.
- deductiblesPre-coverage personal payments
- out of pocketPaid from personal funds
- claimsStatements of truth
- premiumsPayments for insurance coverage
- monthly premiumRegular payment for coverage
policyholders · coverage limits · actuarial tables · underwriting · network providers · profit motive · insurers · consumer protection laws · exclusions · pre-existing conditions · policy limits · broker · enrollment · employer · group plan · open enrollment · benefits · actuary
- healthcare coveragehealth card, hospital coverage, prescription coverage, dental coverage, universal coverage
- healthcare systemshospital system, public hospitals, health plan, HMO, single payer
- health insurancepremium, deductible, copay, coverage, premiums
- healthcaredoctors, nurses, hospitals, hospital, clinic
- insurancecoverage, underwriting, premium, claims, insurer
- Healthcare Costshealthcare costs, healthcare spending, health spending, medical bills, medical debt
private insurancepublic insurance
Government-provided risk protection
public health insurance · social insurance · socialized medicine · government healthcare · Medicare
private insuranceuniversal healthcare
Guaranteed medical access nationwide
universal coverage · single-payer · Medicare for All · single-payer system · national health insurance