pre-existing conditions
Already-present health issues
Pre-existing conditions are health problems a person already has before obtaining new insurance coverage.
The term is central to debates about health insurance, where insurers historically denied coverage or charged higher premiums for conditions like diabetes, heart disease, or cancer diagnosed before the policy began: The law prohibits insurers from denying coverage based on pre-existing conditions.
- health insuranceProtection against medical costs
- health equityFair opportunity for wellness
- fine printMiniature contractual text
- chronic illnessLasting health impairment
- underwritingRisk evaluation and acceptance
genetic disorder · waiting period · open enrollment · discrimination · universal healthcare · stigma · Affordable Care Act · autoimmune disease · early diagnosis · patient advocacy · ethical dilemma · diabetes · portability · risk assessment · hypertension · asthma · coverage gap · accessibility
- conditionsweather, climate, health, wellness, fitness
- insuranceinsurance, coverage, auto insurance, life insurance, home insurance
- health insurancepremium, deductible, copay, coverage, health insurance card
- health lawshealth law, Obamacare, health standards, health regulations, healthcare mandates
- health policypublic health policy, health policy, healthcare policy, Affordable Care Act, health legislation
- pet insurancepet insurance, accident coverage, wellness plan, wellness plans, coverage
pre-existing, pre-exist, preexist, preexisting, exists, existed, existing, existence, existent