financialized
Turned into securities
Financialized describes something that has been restructured around financial metrics and markets rather than production or service.
A financialized economy prioritizes shareholder returns, debt instruments, and speculative trading over making things or employing people: Housing has become financialized—treated as an investment vehicle rather than shelter.
The term often carries critical connotations, suggesting that finance has colonized sectors where it doesn't belong.
Gaining through system manipulation
- extractionAct of removing
- neoliberalismPro-market, anti-regulation ideology
- deregulationRemoving governmental business restrictions
- short-termismFocus on immediate results
inequality · dispossession · austerity · outsourcing · rentier
Bundling debts into investable instruments
- derivativesThings derived from another
- leverageBorrowed capital for amplified returns
- collateralizationPledging assets as security
- monetizationConverting something into revenue
commodification · tranches · swaps · futures · options · bundling
Ownership stakes in corporations
- bondsTies that unite
- forexCurrency trading market
- commoditiesTradeable raw materials
- indicesOrganized lists for lookup
trading · liquidity · volatility · margin · shorting · arbitrage · hedging · speculation
Tax-advantaged retirement savings account
rent-seeking
Gaining through system manipulation
- extractionAct of removing
- neoliberalismPro-market, anti-regulation ideology
- deregulationRemoving governmental business restrictions
short-termism · inequality · dispossession · austerity · outsourcing · rentier
securitization
Bundling debts into investable instruments
- derivativesThings derived from another
- leverageBorrowed capital for amplified returns
- collateralizationPledging assets as security
monetization · commodification · tranches · swaps · futures · options · bundling
equities
Ownership stakes in corporations
- bondsTies that unite
- forexCurrency trading market
- commoditiesTradeable raw materials
indices · trading · liquidity · volatility · margin · shorting · arbitrage · hedging · speculation
401(k)
Tax-advantaged retirement savings account
bailouts
Emergency financial interventions
financializedproductive
Generating useful output
industrialized · labor-intensive · agrarian · Main Street · industrial
financializedtangible
Perceptible by touch
material · physical · concrete · substantive · brick-and-mortar
financializedcommunity-based
Centered on local groups
cooperative · localized · sustainable · worker-owned · mutualist