deposit accounts

Funds held safely

Deposit accounts are bank accounts where customers place money for safekeeping and typically earn interest.

The term encompasses savings accounts, checking accounts, money market accounts, and certificates of deposit.

Unlike investment accounts, deposit accounts are generally insured by government agencies up to certain limits: The FDIC insures deposit accounts up to $250,000.

Opposites
liquidity and access

deposit accountschecking accounts

Accessible bank funds

current accounts · money market accounts

risk and return profile

deposit accountsinvestment accounts

Vehicles for holding securities

brokerage accounts · securities · stocks · equities · mutual funds

fund direction

deposit accountsloans

Borrowed money arrangements

lines of credit · mortgages · credit lines · borrowing · credit cards

Family

account, deposit

Familiarity
Top 200,000
Profile
Used worldwide · Timeless · Rated G