credit card agreement
Borrowing fine print
A credit card agreement is the legal contract between a cardholder and the card issuer, spelling out interest rates, fees, credit limits, payment terms, and penalties.
The document is notoriously dense with fine print: I should have read the credit card agreement before signing up.
Federal law requires issuers to disclose key terms in standardized formats, though the agreements remain lengthy and often unread.
- termsConditions of an agreement
- conditionsPrevailing state of affairs
- APRYearly borrowing cost
- introductory rateTemporary low initial charge
- interestAttention, stake, or fee
billing · billing cycle · statement · payment due date · fine print · cardholder · liability · fees · dispute · balance · balance transfer · cash advance · minimum payment · disclosure · signature · binding · penalty · annual fee
- credit documentsloan contract, loan estimate, promissory note
- contractsbinding contracts, contract length, lease, clause, contract terms
- financial agreementsloan contract, promissory note, loan, personal loan, secured loan
- bank formsdeposit slip, withdrawal slip, signature card, direct deposit form, transfer request
credit card agreementhandshake deal
Unwritten mutual commitment
credit card agreementdebt forgiveness
Cancellation of amounts owed
debt cancellation · settlement agreement · debt relief · account closure
credit, agreement, credits, credited, crediting, creditor, creditors, creditable, credibly