personal savings
Your own money
Personal savings is money set aside from income rather than spent.
The term usually refers to funds held in bank accounts, retirement plans, or other financial instruments: They dipped into their personal savings to cover the medical bills.
Personal savings rate measures what percentage of disposable income a population saves rather than spends.
- budgetingAllocating funds systematically
- tight budgetSeverely limited funds
- saveProtect from loss
- pay yourself firstAllocate savings immediately
- delayed gratificationPostponing pleasure for benefit
living below means · capital preservation · disposable income · frugality · emergency fund · financial cushion · opportunity cost · money · financial literacy · economic security · nest egg · rainy day fund · cash · retirement planning · behavioral economics · piggybank · wealth accumulation · self-control
- business fundingbank loans, venture capital, angel investor, debt financing, seed funding
- GDR Banking
- startup fundingseed round, venture capital, angel investment, angel investors, seed funding
personal savingsloan
Borrowed money repaid later
borrowed money · credit · mortgage · consumer debt · credit card debt
personal savingsconsumption
Using up of resources
expenditure · overspending · splurging · profligacy · living beyond one's means
personal savingspublic funds
Government-held monetary resources
government funds · corporate assets · government reserves · national reserves · pension funds
personal, saving, savings, personality, persons, personally, impersonal, personable, personalize