living below means
- frugalSparing with resources
- thriftyPrudent with resources
- savingReserving for future use
- budgetingAllocating funds systematically
- modestLacking in pretension
simple · austere · spartan · scrimping · penny-pinching · economizing · nest egg · rainy day · secondhand · coupons · downsizing · minimalist · sacrifice · discipline · delayed gratification · debt-free · careful · prudent
- money managementsaving, savings, budgeting, budget planning, expense tracking
- Money Beliefsfrugality, materialism, consumerism, thrift, financial independence
- savingssavings account, piggy bank, online savings, savings bonds, savings plan
financial behavior relative to income
living below meansliving beyond means
Spending more than earned
overspending · living paycheck to paycheck · deficit spending · breaking even
financial prudence
living below meansextravagance
Excessive, wasteful spending
profligacy · conspicuous consumption · prodigality · living large · keeping up with the Joneses