credit analyst
Debt risk assessor
A credit analyst evaluates the financial health of individuals, companies, or securities to assess their ability to repay debt.
Working for banks, investment firms, or rating agencies, they examine financial statements, credit histories, and economic conditions to recommend whether to approve loans or buy bonds.
The credit analyst flagged several warning signs in the company's balance sheet.
- riskPossibility of harm
- loanBorrowed money repaid later
- bankPlace holding deposits
- financialsMonetary records and reports
- financial statementsFormal records of transactions
spreadsheet · number crunching · debt · debt service · rating · portfolio · default · red flag · assessment · due diligence · stress test · balance sheet · cash flow · creditworthy · leverage · collateral · scrutiny · approval
credit analystborrower
One who takes temporarily
loan applicant · debtor · loan officer · mortgage broker · defaulter
credit analystrisk-taker
One who courts peril
speculator · loan officer · venture capitalist · day trader · gambler
credit, analyst, credits, credited, crediting, creditor, creditors, creditable, accredit