uninsured motorist
Policyless vehicle operator
An uninsured motorist is a driver who lacks liability insurance coverage, which is legally required in most jurisdictions.
The term appears most often in insurance contexts: uninsured motorist coverage is a policy provision that protects you if you're hit by a driver who has no insurance or insufficient coverage to pay for damages.
- car accidentCollision involving automobiles
- medical expensesFees for treatment
- financial riskPossible monetary loss
- property damageHarm to possessions
- liability coverageInsurance paying third-party claims
subrogation · negligence · traffic violations · premium rates · socioeconomic factors · tort law · no fault · hit-and-run · fender bender · claims adjuster · deductible · out of pocket · reckless driving · legal penalties · coverage gap · community impact · bodily injury · moral hazard
- auto insurancecollision coverage, liability coverage, comprehensive coverage, theft protection, premium
- insurancecoverage, underwriting, premium, claims, policyholder
- car insurancecollision, liability, comprehensive, premium, deductible
- driverstruck driver, bus driver, taxi driver, cab driver, delivery driver
- insurance claimsclaim form, claim filing, claim settlement, claims processing, claims adjuster