amortized

Paid off gradually

Amortized describes costs or debts spread out over time rather than paid at once.

A mortgage is amortized when each payment covers both interest and principal, gradually reducing the balance to zero.

In computing and algorithm analysis, amortized cost averages expensive operations over many cheap ones: The amortized time complexity is constant, even though occasional operations take longer.

finance

loan

Borrowed money repaid later

installment · schedule · annuity · debt · credit · payment · term · refinance · prepayment · balloon

accounting

depreciation

Asset value reduction over time

goodwill · patent · trademark · accrual · systematic · impairment · capitalized · GAAP

gradual

spread

To distribute widely

allocated · prorated · deferred · periodic · systematic · portioned · staged · extended · apportioned

analysis

constant

Fixed, unvarying quantity

aggregate · operation · insertion · deletion · resizing · doubling · asymptotic · expected · bounds · sequence

Categories
Opposites
payment distribution over time

amortizedlump-sum

Entire amount together

unamortized · balloon payment · single payment · one-time payment · upfront

accounting treatment

amortizedwritten off

Regarded as worthless

capitalized · unamortized · deferred · impaired

Family

amortization, amortize, amortizing, amortizes, amortizations

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