point of service

Where payment happens

Point of service describes a type of health insurance plan that combines features of HMOs and PPOs, allowing members to choose between in-network providers at lower cost or out-of-network providers at higher cost each time they seek care.

The term emphasizes that coverage decisions happen at the moment service is received rather than being locked in advance.

With a point-of-service plan, you can see a specialist without a referral, but you'll pay more.

medical

copayment

Patient's fixed healthcare charge

  • deductibleOut-of-pocket threshold amount
  • HMONetwork-based insurance plan
  • PPOPreferred provider organization

provider · network · primary care · specialist · referral · out-of-pocket · benefits · coverage · insurance · claim

retail

checkout

Payment completion process

kiosk · counter · receipt · purchase · transaction · payment processing · card reader · scanner · barcode · PIN pad

service

assistance

Support or aid given

resolution · information · guidance · front desk · reception · concierge · window · teller · ticket counter · help desk

Opposites
location/proximity

point of serviceback office

Internal administrative functions

remote access · off-site · headquarters · central office · behind the scenes

organizational structure

point of servicecentralized

Concentrated in one location

back-end · administrative center · corporate headquarters · regional hub · processing center

healthcare plan type

point of serviceHMO

Network-based insurance plan

health maintenance organization · EPO · fee-for-service · PPO

Family

point, points, pointed, pointing, pointer, pointers, pointy, pointless, pointedly

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Top 500,000
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