personal banking
Your money management
Personal banking refers to financial services offered by banks to individual customers rather than businesses or institutions.
This includes checking and savings accounts, credit cards, mortgages, and personal loans.
The term distinguishes retail services from commercial or investment banking: I work in personal banking, helping people open accounts and apply for loans.
- savingsAccumulated money kept
- savings accountInterest-bearing bank holding
- checkingAct of verification
- checking accountBank deposit for transactions
- depositPlace for safekeeping
withdrawal · ATM · debit · credit · statement · balance · overdraft · branch · teller · account · interest · money market · fees · online · mobile · transfer · direct deposit · paycheck
- Bank featuresATM, vault, safe deposit box, teller window, drive-through
personal bankingdigital banking
Finance conducted electronically
online banking · neobanking · fintech · peer-to-peer lending · cryptocurrency
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