interest-free loans
Debt without charges
Interest-free loans are borrowed money that accrues no interest charges—the borrower repays only the principal amount.
They appear in religious contexts where charging interest is forbidden, in family arrangements, and as promotional offers from retailers: We offer interest-free loans for the first twelve months.
The term often signals a catch—deferred interest that kicks in if payments are missed.
- lendingTemporary provision of resources
- usury lawsStatutes limiting interest rates
- charityVoluntary aid for others
- halalPermitted under Islamic law
- loan agreementsFormal borrowing arrangements
free money · zakat · poverty alleviation · economic empowerment · microfinance · Talmud · almsgiving · aid · educational funding · community development · installment plans · subsidized · bridge loan · startup capital · benevolent · repayment · affordable · peer-to-peer lending
- charitable loansmicroloans, microcredit
- Islamic commerceIslamic finance, Islamic banking, dinar, dirham, business transactions
- Islamic financesalam, zakat, sharia compliance, Islamic finance, Islamic banking
- Jewish charitygemilut chasadim, alms, charitable giving, tikkun olam, loving-kindness
interest-free loanshigh-interest loans
Costly borrowed funds
payday loans · subprime loans · revolving credit · credit cards · credit card debt
interest-free loansloan sharking
Illegal lending at excessive interest
usury · predatory lending · debt traps · payday loans · debt bondage