insurance exclusion
Policy's uncovered territory
An insurance exclusion is a specific condition, circumstance, or type of loss that a policy does not cover.
Exclusions limit the insurer's liability and appear in the policy's fine print: Flood damage is a standard exclusion in homeowner's policies.
Common exclusions include pre-existing conditions, acts of war, and intentional damage.
Reading the exclusions tells you what your policy won't pay for.
- policyAdopted principle of action
- denialRefusal to accept reality
- loopholeExploitable gap in rules
- fine printMiniature contractual text
- clauseProvision in agreement
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Scope of insured risks
blanket coverage · comprehensive coverage · coverage · inclusion · full coverage
insurance exclusioninsurance payout
Compensation from a policy
payout · indemnification · reimbursement · settlement · rider
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