credit reporting
Financial history documentation
Credit reporting is the collection and distribution of information about individuals' borrowing and payment histories.
Credit reporting agencies compile data from lenders, credit card companies, and public records to generate credit reports and scores that determine whether someone qualifies for loans, mortgages, or credit cards.
The error on my credit report took months to dispute.
- payment historyRecord of past transactions
- soft inquiryCredit check leaving score intact
- hard pullEffortful physical exertion
- EquifaxConsumer credit monitor
- ExperianCredit reporting company
public records · TransUnion · tax liens · debt-to-income ratio · FICO · identity theft · fraud alert · consumer protection
- financial lawsecurities law, insurance law, SEC, Dodd-Frank, insider trading
- personal financesavings, income, investments, bills, auto insurance
- debt collectiondebt collection, garnishment, late payments, debt collector, delinquent accounts
- banking regulationFDIC, banking oversight, bank audit, bank examiners, bank examiner
- credit managers
- lending rulesusury laws, fair lending, predatory lending, truth in lending, loan terms
credit reportingfinancial disclosure
Required reporting of finances
financial transparency · credit counseling · consumer alerts
credit, reporting, credits, credited, crediting, creditor, creditors, creditable, accredit