insurance law
Policy contract rules
Insurance law is the body of legal rules governing insurance contracts and the insurance industry.
It addresses policy interpretation, coverage disputes, claims handling, and regulatory compliance.
Courts apply specialized doctrines like contra proferentem—construing ambiguous policy language against the insurer—and rules requiring insurers to act in good faith toward policyholders.
- insurable interestFinancial reason to insure
- policyholderOwner of insurance contract
- policy limitsMaximum claim payout allowed
- bad faithIntentional deception in dealings
- subrogationSuccessor assumes claim rights
indemnity · premium · rescission · act of God · cooling-off period · endorsements · umbrella coverage · solvency · fraud investigation · misrepresentation · reinsurance · arbitration · underwriting · licensing · risk assessment · compliance · breach of contract · claims adjuster
insurance lawcriminal law
Statutes defining punishable offenses
constitutional law · tort law · property law · family law · immigration law
insurance lawtort law
Rules for civil wrongs
strict liability · personal injury law · self-insurance · liability law · litigation
insurance lawcriminal law
Statutes defining punishable offenses
constitutional law · administrative law · public law · penal code