budgeters
Allocation spreadsheet makers
Budgeters are people who create or follow budgets—plans for managing money or resources.
The term applies to individuals tracking household expenses, professionals allocating corporate funds, or government officials distributing public money: Budgeters in Congress struggled to find common ground.
Someone described as a budgeter typically emphasizes financial planning and discipline.
Accumulated money kept
- frugalSparing with resources
- penny-pinchingExtreme reluctance to spend
- thriftyPrudent with resources
- economicalUsing resources sparingly
cost-conscious · price-conscious · tight-fisted · prudent · careful · disciplined · restrained · conservative
Tabular data documents
- trackingMonitoring location over time
- allocationDistribution of shares
- forecastingEstimating future conditions
- envelopesPaper containers for letters
categories · goals · targets · limits · projections · apps · ledgers · expenses
Redeemable discount certificates
- discountsSubtractions from full price
- bargainsGoods at reduced prices
- dealsAgreements or distributions
- cashbackRefund from spending
comparison-shopping · secondhand · pre-owned · clearance · bulk-buying · haggling · price-matching · sales
One favoring bare essentials
- simpleFree of complexity
- sustainableAble to endure long-term
- resourcefulSkilled at solving problems
- self-sufficientAble to provide independently
downsizing · modest · spartan · austere · practical · no-frills · essentials · necessities
savings
Accumulated money kept
- frugalSparing with resources
- penny-pinchingExtreme reluctance to spend
- thriftyPrudent with resources
economical · cost-conscious · price-conscious · tight-fisted · prudent · careful · disciplined · restrained · conservative · cautious
spreadsheets
Tabular data documents
- trackingMonitoring location over time
- allocationDistribution of shares
- forecastingEstimating future conditions
envelopes · categories · goals · targets · limits · projections · apps · ledgers · expenses · income
coupons
Redeemable discount certificates
- discountsSubtractions from full price
- bargainsGoods at reduced prices
- dealsAgreements or distributions
cashback · comparison-shopping · secondhand · pre-owned · clearance · bulk-buying · haggling · price-matching · sales · markdowns
minimalist
One favoring bare essentials
- simpleFree of complexity
- sustainableAble to endure long-term
- resourcefulSkilled at solving problems
self-sufficient · downsizing · modest · spartan · austere · practical · no-frills · essentials · necessities · staycations
budgetersspendthrifts
Habitual money wasters
squanderers · wastrels · big spenders · profligates · prodigals