savings rates

Deposit account yields

Savings rates measure the percentage of income that individuals, households, or economies set aside rather than spend.

A personal savings rate tracks what portion of disposable income goes into savings accounts, investments, or debt reduction: The national savings rate dropped to historic lows.

Banks also advertise savings rates—the interest they pay on deposits: Shop around for the best savings rates on CDs.

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brick and mortar · compound · compound interest · yield · certificate · account · retirement account · money market · high-yield · inflation · principal · returns · CD · treasury · growth · accumulation · nest egg · rainy day

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Opposites
financial flow direction

savings ratesloan rates

Cost of borrowed money

mortgage rates · interest charges · debt interest · APR · finance charges

spending behavior

savings ratesspending habits

Typical purchasing behaviors

burn rate

economic tendency

savings ratesdeficit spending

Expenditures funded by debt

Family

savings, rates, saving, save, saved, saver, savers, saves, savable

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