national banks
Country-chartered financial institutions
National banks are banks chartered by a federal government rather than a state or regional authority.
In the United States, national banks operate under federal oversight and typically include "National" or "N.A." (National Association) in their names.
The term also refers to central banks that manage a country's monetary policy and currency: The national bank raised interest rates to combat inflation.
- Glass-Steagall ActLaw dividing banking types
- too big to failRequiring rescue due to scale
- overdraft protectionBank-funded balance backup
- loansBorrowed money arrangements
- charterFounding organizational document
checking accounts · money supply · greenbacks · deposits · direct deposit · capital allocation · licensing · inflation control · wire transfers · Alexander Hamilton · consumer protection laws · savings accounts · legal statutes · FDIC · regulatory oversight · financial regulations · federal · savings
- US bankingFDIC, Fed, Federal Reserve, Glass-Steagall, commercial banks
- lenderslenders, banks, mortgage lenders, commercial banks, savings banks
- bankingbanks, ATM, ATMs, account, accounts
- banking termsaccount number, routing number, balance, FDIC, credit check
- Money Historymoney, coins, currency, coinage, gold coins
- Mortgage LendersFannie Mae, Freddie Mac, mortgage brokers
national banksstate banks
Provincially chartered financial institutions
community banks · regional banks · foreign banks · multinational banks