government loans

Public sector lending

Government loans are funds borrowed from or guaranteed by a governmental entity, typically offering lower interest rates or more favorable terms than private lending.

Common examples include student loans, small business loans, and home mortgages backed by federal agencies: She qualified for a government loan to start her business.

The term also covers bonds and securities through which governments borrow from investors.

Opposites
lending source

government loanspayday loans

Short-term high-interest borrowing

peer-to-peer lending · loan sharks · shadow banking · private lending · commercial loans

financial mechanism

government loansgovernment grants

State-allocated financial assistance

tax credits · government subsidies · federal grants · direct payments · entitlements

capital acquisition method

government loanspersonal savings

Individually accumulated wealth

equity investment · bootstrapping · retained earnings · crowdfunding · angel investment

Family

government, governments, governmental, govern, governs, governed, governing, governor, governors

Familiarity
Top 200,000
Profile
Used worldwide · Timeless · Everyday, not technical · Rated G