preapproved
Approved in advance
Preapproved describes something that has been approved in advance, before a formal application or final review.
The term appears most often in financial contexts, where lenders offer preapproved credit cards or loans based on preliminary assessment of a person's creditworthiness.
I got a preapproved mortgage offer in the mail.
Being preapproved doesn't guarantee final approval but suggests you've already cleared initial hurdles.
Formally approved or penalized
- endorsedOfficially approved or supported
- validatedConfirmed as true or acceptable
- accreditedOfficially authorized or recognized
- certifiedOfficially declared valid
ratified · permitted · licensed · granted · allowed · legitimized · confirmed · acknowledged
Promised with certainty
- assuredCertain or self-possessed
- securedMade fast or obtained
- warrantedProperly justified or sanctioned
- ensuredMade certain to happen
reliable · dependable · confirmed · settled · pledged · committed · promised · locked-in
Borrowed money repaid later
- creditRecognition or payment deferral
- mortgageSecured home loan
- lenderOne who loans money
- borrowerOne who takes temporarily
underwriting · creditworthiness · interest · repayment · collateral · application · funds · capital
Speed up a process
- streamlineRemove unnecessary elements
- efficiencyProductive without waste
- easeLack of strain
- hassle-freeWithout difficulty or annoyance
time-saving · automated · bypass · speedy · ready-made · shortcut · fast-track · instant
sanctioned
Formally approved or penalized
- endorsedOfficially approved or supported
- validatedConfirmed as true or acceptable
- accreditedOfficially authorized or recognized
certified · ratified · permitted · licensed · granted · allowed · legitimized · confirmed · acknowledged · empowered
guaranteed
Promised with certainty
- assuredCertain or self-possessed
- securedMade fast or obtained
- warrantedProperly justified or sanctioned
ensured · reliable · dependable · confirmed · settled · pledged · committed · promised · locked-in · binding
loan
Borrowed money repaid later
borrower · underwriting · creditworthiness · interest · repayment · collateral · application · funds · capital · financing
expedite
Speed up a process
- streamlineRemove unnecessary elements
- efficiencyProductive without waste
- easeLack of strain
hassle-free · time-saving · automated · bypass · speedy · ready-made · shortcut · fast-track · instant · paperless
- credit cardscredit card, loyalty card, cardholder, cashback offers, card number
- statusstatus, prestige, ranking, reputation, elite
preapprovedrejected
Refused or turned away
denied · declined · disapproved · refused · disqualified
preapprovedpending
Awaiting resolution or decision
under review · awaiting approval · conditional · tentative · unconfirmed