business credit
Company funding line
Business credit is a company's ability to borrow money or obtain goods and services with deferred payment, based on the lender's confidence in the business rather than any individual owner.
Companies build business credit through payment history, financial stability, and credit relationships: We need to establish business credit before applying for that loan.
A business credit score, separate from personal credit, determines access to financing and trade terms.
- cash flow managementTracking money movement timing
- working capitalAssets minus current liabilities
- capital investmentFunds for durable assets
- financial statementsFormal records of transactions
- risk assessmentEvaluating likelihood of harm
creditworthiness · good standing · overdraft protection · bankruptcy law · usury laws · net 30 · payment terms · growth strategy · contract enforcement · collateral
- business fundingbank loans, venture capital, angel investor, debt financing, seed funding
- economic developmenteconomic development, jobs, rural development, urbanization, job creation
- self-employmentself-employed, freelancing, self-employment, sole proprietorship, sole proprietor
- lendingloans, borrower, approval, lenders, bank loan
business creditconsumer credit
Loans to individuals for purchases
credit card debt · personal loan · personal loans · home equity loan · mortgage lending
business creditventure capital
Startup growth financing
retained earnings · shareholder equity · angel investment · accounts receivable · cash payment
business, credit, busily, busyness, businesses, businessman, businesswoman, businesslike, credits