after-tax
Minus the government's
After-tax describes an amount of money remaining after taxes have been deducted or accounted for.
It typically modifies income, earnings, returns, or profits to indicate what's actually available to spend or reinvest: My after-tax income barely covers rent.
Financial discussions distinguish between gross figures and after-tax figures because the difference can be substantial.
The term is essential in comparing investments, salaries, and business performance across different tax situations.
Total before subtractions
- netFinal amount remaining
- taxableSubject to government levy
- deductionsConclusions from reasoning
- withholdingKeeping from another
brackets · salary · wages · earnings · compensation · dividends · interest · capital gains
Made for one use
- spendingOutlaying of funds
- budgetPlan for spending
- savingsAccumulated money kept
- purchasing powerEconomic spending ability
discretionary · paycheck · net pay · spendable · real wages · cash in hand · pocket money
Produce or relinquish
- profitGain exceeding expenditure
- gainPositive return received
- ROIProfit-to-cost ratio
- investmentDeploying capital for returns
proceeds · appreciation · portfolio · performance · distributions · payout · earnings per share · compound growth
gross
Total before subtractions
- netFinal amount remaining
- taxableSubject to government levy
- deductionsConclusions from reasoning
withholding · brackets · salary · wages · earnings · compensation · dividends · interest · capital gains · retirement
disposable
Made for one use
purchasing power · discretionary · paycheck · net pay · spendable · real wages · cash in hand · pocket money
yield
Produce or relinquish
investment · proceeds · appreciation · portfolio · performance · distributions · payout · earnings per share · compound growth
- payrollpaycheck, gross pay, base salary, net pay, pay stub
- Payroll Taxespayroll taxes, federal withholding, FICA, payroll deductions, withholding
- retirement plans401k, IRA, Roth IRA, 403b, defined benefit
- retirement savingsretirement savings, retirement funds, 403b, retirement account, retirement fund