spendable

Available for purchases

Spendable describes money that is available to be spent.

It often distinguishes accessible funds from those that are locked up, committed, or theoretical: After taxes and bills, my spendable income is barely enough.

The word emphasizes practical usability rather than total amounts on paper.

currency

cash

Ready spending funds

bills · change · tender · dollar · euro · yen · pound · rupee · peso · yuan

liquid

available

Ready to be used

negotiable · redeemable · transferable · encashable · circulating · unrestricted · unencumbered · float · drawable · realizable

budgeting

allowance

Fixed periodic payment

savings · surplus · earmarked · balance

transactional

payment

Fulfilling a financial obligation

exchange · commerce · retail · shopping · consumer · merchant · vendor · marketplace · e-commerce · contactless

Opposites
availability for use

spendableunspendable

Cannot be exchanged

frozen · restricted · locked · unavailable · inaccessible

liquidity

spendableilliquid

Not easily converted to cash

invested · fixed · tied-up · tied up · locked-in

Family

unspendable

Familiarity
Top 500,000
Profile
Known to kids · Used worldwide · Timeless · Everyday, not technical · Rated G