worker's compensation
Job injury coverage
Worker's compensation is insurance that covers employees injured or made ill on the job, paying for medical treatment and lost wages.
Most employers are required by law to carry it.
The system typically prevents employees from suing their employers for workplace injuries: She filed a worker's compensation claim after hurting her back lifting boxes.
Also called workers' comp or just comp.
Funds substituting for salary
- disability allowancePayment for those with impairments
- income supportGovernment aid for subsistence
- lost wagesUnearned pay owed
- indemnityProtection against financial loss
settlement · payout · temporary disability · permanent disability · death benefits · medical expenses · lump sum · weekly benefits
Hired organizational member
- employerOne who employs others
- laborStrenuous effort; also childbirth
- occupationOne's regular paid work
- jobPaid position of employment
payroll · return to work · light duty · job placement · work restrictions · employability · wage loss · employment status
Harm sustained during employment
- repetitive strainDamage from repeated movement
- carpal tunnelWrist's nerve passageway
- back injuryHarm to spine area
- slip and fallLose footing, then collapse
crush injury · occupational disease · hearing loss · respiratory illness · toxic exposure · aggravation · pre-existing condition · impairment
Added cost for better
- policyAdopted principle of action
- coverageExtent of inclusion
- claimsStatements of truth
- liabilityLegal or financial obligation
insurer · underwriting · adjuster · self-insurance · audit · exclusions · subrogation · third-party
Storing documents systematically
- claim formDocument requesting payment owed
- incident reportDocument describing what happened
- documentationWritten proof or instructions
- denialRefusal to accept reality
appeal · hearing · dispute resolution · fraud investigation · statute of limitations · medical records · witness statement · ombudsman
Recovery from injury/addiction
- physical therapyRehabilitative movement-based medical care
- occupational therapyRestoring practical life abilities
- treatmentCare for an ailment
- recuperationGradual return to health
second opinion · case management · healing period · medical release
wage replacement
Funds substituting for salary
- disability allowancePayment for those with impairments
- income supportGovernment aid for subsistence
- lost wagesUnearned pay owed
indemnity · settlement · payout · temporary disability · permanent disability · death benefits · medical expenses · lump sum · weekly benefits · supplemental benefits
employee
Hired organizational member
- employerOne who employs others
- laborStrenuous effort; also childbirth
- occupationOne's regular paid work
job · payroll · return to work · light duty · job placement · work restrictions · employability · wage loss · employment status
occupational injury
Harm sustained during employment
- repetitive strainDamage from repeated movement
- carpal tunnelWrist's nerve passageway
- back injuryHarm to spine area
slip and fall · crush injury · occupational disease · hearing loss · respiratory illness · toxic exposure · aggravation · pre-existing condition · impairment · work-related injury
premium
Added cost for better
liability · insurer · underwriting · adjuster · self-insurance · audit · exclusions · subrogation · third-party · carrier
filing
Storing documents systematically
- claim formDocument requesting payment owed
- incident reportDocument describing what happened
- documentationWritten proof or instructions
denial · appeal · hearing · dispute resolution · fraud investigation · statute of limitations · medical records · witness statement · ombudsman
rehabilitation
Recovery from injury/addiction
- physical therapyRehabilitative movement-based medical care
- occupational therapyRestoring practical life abilities
- treatmentCare for an ailment
recuperation · second opinion · case management · healing period · medical release
worker's compensationhealth insurance
Protection against medical costs
worker, works, worked, working, workable, unworkable, workman, workmanship, workforce