savings rate
Income retention ratio
Savings rate is the percentage of income that a person, household, or country sets aside rather than spending.
Economists track personal savings rates as indicators of financial health and future consumption patterns: The national savings rate fell to historic lows during the boom years.
A high savings rate suggests caution or preparation; a low one may signal confidence or financial strain.
- emergency fundReserve for unexpected expenses
- safety netProtection against failure
- disposable incomeEarnings minus essential costs
- budgetingAllocating funds systematically
- delayed gratificationPostponing pleasure for benefit
living below means · retirement planning · thrift · GDP growth · fiscal policy · retained earnings · compound interest · economic stability · monetary policy · financial literacy · debt repayment · consumption patterns · long term goals · cost efficiency · rainy day · paycheck · frugal · cash flow management
- financial termswealth, asset, currency, balance sheet, audit
- personal financeincome, credit, investments, bills, auto insurance
- ratesroyalty, per diem, percentage, ratio, bond yield
- savingspiggy bank, emergency fund, rainy day fund, joint account, bank deposit
- banking termsaccount number, routing number, balance, FDIC, bank statement
- Financial Independenceearly retirement, financial freedom, passive income, nest egg, net worth
savings rateburn rate
Capital expenditure velocity
spending habits · consumption · spending · borrowing rate · profligacy
rate, saving, saved, savings, rating, rates, saves, saver, savers