personal checks

Handwritten bank payments

Personal checks are checks drawn on an individual's bank account rather than a business or institutional account.

They authorize the bank to pay a specified amount to another party: She wrote a personal check for the deposit.

Once the standard way to pay bills and make purchases, personal checks have been largely displaced by electronic payments and debit cards.

Related

insufficient funds · watermark · endorsement · routing number · check clearing · check fraud · overdraft protection · check cashing · account · certified check · deposit slip · stub · promissory note · mailbox · carbon · check number · ledger · pay bills

Categories
Opposites
payment method modernity

personal checkselectronic transfers

Digital movement of funds

wire transfers · digital payments · online banking · Venmo · PayPal

payment source/issuer

personal checkscashier's checks

Bank-guaranteed payment instruments

certified checks · money orders · bank drafts · traveler's checks

payment immediacy

personal checkscash

Ready spending funds

currency · legal tender · hard currency · instant payment · coins

Family

personal, checks

Familiarity
Top 100,000
Profile
Mostly American · Concrete · Everyday, not technical · Rated G