no-fault insurance
Claim without blame
No-fault insurance is coverage that pays claims regardless of who caused the accident.
Most commonly applied to auto insurance, it allows policyholders to collect from their own insurer for medical expenses and lost wages without establishing blame: No-fault insurance speeds up payments but limits your ability to sue.
The trade-off is restricted access to litigation except for serious injuries.
- claims adjusterInsurance payout determiner
- policyholderOwner of insurance contract
- tort lawRules for civil wrongs
- statutory lawLegislature-made legal rules
- state lawRegional government mandate
coverage limits · bodily injury · medical bills · subrogation · Michigan · fraud prevention · insurer · claim · healthcare expenses · motorist · accident · claims process · wage replacement · pain and suffering · fender-bender · whiplash · car crash · underwriter
- auto insurancecollision coverage, liability coverage, comprehensive coverage, theft protection, premium
- insurancecoverage, underwriting, premium, claims, insurer
- accident claimsaccident claim, car accident claim, damage claim, injury claim, liability claim
- traffic lawstraffic laws, speed limit, speed limits, traffic law, traffic rules
- injury claimspersonal injury, injury claim, injury settlement, bodily harm, bodily injury
- state lawstate statutes, state laws, state constitutions, constitutional law, state code