multi-payer
Multiple payment sources
Multi-payer describes a healthcare system where medical costs are covered by multiple insurance sources rather than a single government program.
In the United States, the multi-payer system includes private insurers, employer-sponsored plans, and government programs like Medicare and Medicaid: Critics argue the multi-payer system creates administrative waste.
The term usually appears in contrast to single-payer proposals.
Organized provision of treatment
- insuranceContractual risk coverage
- providersThose who furnish
- hospitalsInstitutions treating the sick
- billingCharging for services rendered
reimbursement · Medicare · Medicaid · HMOs · PPOs · fee-for-service · third-party · fragmentation
Payments for insurance coverage
- deductiblesPre-coverage personal payments
- copaymentsPatient's portion of charges
- coinsurancePercentage you owe
- beneficiariesThose who receive advantages
enrollment · eligibility · networks · formulary · benefits · out-of-pocket · subscriber · policyholders
Of many types
- decentralizedLacking single authority
- fragmentedBroken into pieces
- competingContending for victory
- privateRestricted to certain parties
public · hybrid · mixed · parallel · overlapping · redundant · choice · government
healthcare
Organized provision of treatment
billing · reimbursement · Medicare · Medicaid · HMOs · PPOs · fee-for-service · third-party · fragmentation · administrative
premiums
Payments for insurance coverage
- deductiblesPre-coverage personal payments
- copaymentsPatient's portion of charges
- coinsurancePercentage you owe
beneficiaries · enrollment · eligibility · networks · formulary · benefits · out-of-pocket · subscriber · policyholders · exclusions
diverse
Of many types
- decentralizedLacking single authority
- fragmentedBroken into pieces
- competingContending for victory
private · public · hybrid · mixed · parallel · overlapping · redundant · choice · government · nonprofit
multi-payersingle-payer
One funder for healthcare
universal healthcare · Medicare for All · socialized medicine · nationalized · public insurance
multi-payersingle-payer
One funder for healthcare
unified · consolidated · centralized · streamlined · integrated
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