general liability
Basic commercial coverage
General liability is insurance coverage protecting businesses against claims of bodily injury, property damage, or personal injury occurring on their premises or resulting from their operations.
A customer who slips in your store, a contractor who damages client property—these fall under general liability.
Most businesses carry it as basic protection: Our general liability policy covers up to two million per occurrence.
- tortActionable civil harm
- policyholderOwner of insurance contract
- insurance policyAgreement guaranteeing financial protection
- negligenceFailure to exercise care
- personal injuryHarm to a person's body
loss prevention · contractual obligations · risk management · legal defense · workplace safety · wet floor · slip and fall · indemnity · premium · duty of care · fall · trip · slip · coverage limit · claims adjuster · umbrella policy · puddle · spill
- insurance typeshealth, dental, life, vision, home
- liabilitiesaccounts payable, payables, short-term debt, long-term debt, accrued interest
- liability insuranceerrors and omissions, malpractice insurance, umbrella insurance, professional negligence, medical malpractice
- insuranceinsurance, coverage, auto insurance, life insurance, home insurance
- tortstort, negligence, tortfeasor, torts, tort law
general liabilityprofessional liability
Accountability for work errors
errors and omissions · product liability · malpractice insurance · medical malpractice · workers' compensation
general liabilityimmunity
Protected from harm
legal immunity · limited liability · no liability · indemnification · sovereign immunity
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