cash-flow
Funds entering, leaving
Cash flow is the movement of money into and out of a business, account, or household over time.
Positive cash flow means more coming in than going out.
As a verb, to cash-flow something is to fund it from available revenue rather than borrowing: We can cash-flow the renovation instead of taking out a loan.
A cash-flow problem means insufficient funds to meet immediate obligations, even if assets exist on paper.
Regular monetary receipts
- receiptsTransaction documentation
- salesRevenue from goods moved
- earningsMoney gained from work
- receivablesOutstanding amounts owed you
collections · invoicing · turnover · proceeds · deposits · billing · remittances · installments
Resources held back
- solvencyCapacity to pay debts
- fundsAvailable financial resources
- bankrollSupply funds for
- accessibleAble to be reached
available · disposable · spendable · ready · unrestricted · convertible · float · runway
Allocating funds systematically
- forecastingEstimating future conditions
- projectionSomething that extends outward
- statementExpressed claim or fact
- reportingConveying documented information
tracking · monitoring · analysis · planning · cycle · timing · variance · optimization
Regular financial obligations
- payablesAmounts owed to others
- overheadLocated directly above
- rentPayment for temporary use
- payrollStaff wages collectively
bills · salaries · wages · utilities · taxes · interest · insurance · inventory
Amount exceeding requirement
- profitGain exceeding expenditure
- positiveAffirming or certain
- healthyIn good physical condition
- strongHaving great physical power
robust · stable · consistent · recurring · predictable · sustainable · break-even · accumulation
income
Regular monetary receipts
receivables · collections · invoicing · turnover · proceeds · deposits · billing · remittances · installments · prepayments
reserves
Resources held back
accessible · available · disposable · spendable · ready · unrestricted · convertible · float · runway · buffer
budgeting
Allocating funds systematically
- forecastingEstimating future conditions
- projectionSomething that extends outward
- statementExpressed claim or fact
reporting · tracking · monitoring · analysis · planning · cycle · timing · variance · optimization · spreadsheet
outgoings
Regular financial obligations
bills · payroll · salaries · wages · utilities · taxes · interest · insurance · inventory · disbursements
surplus
Amount exceeding requirement
strong · robust · stable · consistent · recurring · predictable · sustainable · break-even · accumulation
shortfall
Failure to reach quota
squeeze · negative · strain · shortage · insolvency · bankruptcy · overdraft · arrears · default · restructuring
cash-flowfixed assets
Lasting business property
accounts receivable · inventory · capital assets · illiquidity · cash burn
cash-flowprofit
Gain exceeding expenditure
net income · assets · equity · retained earnings · paper profit
cash-flowcash burn
Outflow exceeding income
expenditure · outgoings · disbursements · capital expenditure · operating expenses