borrowing costs
Debt service fees
Borrowing costs are the expenses incurred when taking on debt—primarily interest payments, but also fees, charges, and other costs associated with obtaining a loan or issuing bonds.
The term appears frequently in financial reporting and central bank communications: Rising borrowing costs have slowed the housing market.
When central banks raise interest rates, borrowing costs increase across the economy.
- banksFinancial institutions or riversides
- interest ratesPrice paid for borrowing
- inflationSustained price level increase
- tight creditRestricted availability of loans
- debt servicingPaying what's owed
debt burden · bond markets · mortgage lenders · risk assessment · monetary policy · consumer spending · housing markets · financial regulations · economic growth · central banks · yield curve · usury laws · loan shark · repayment schedules · balloon payment · credit rating agencies · credit unions · investment firms
- banking costsbank fees, bank charges, service fees, service charges, overdraft fees
- credit termsloans, installment loan, credit limits, monthly payment, credit cards
- interest ratesinterest rates, prime rate, interest, base rate, interest charge
- public financepublic debt, budget deficit, tax revenue, budgets, expenditure
- interest deductionsmortgage interest, student loan interest
- municipal bondsmunicipal bonds, munis, bond issue, bond issues, bond rating
borrowing costsinterest income
Money earned from loans
investment returns · interest earnings · yield · investment income · savings interest
borrowing costsinvestment returns
Profit from capital deployed
capital gains · dividend income · yield · earnings · financial returns
borrow, borrowed, borrower, borrowers, borrowings, cost, costs, costed, costing