tight credit

Restricted borrowing conditions

Tight credit describes lending conditions when banks and other financial institutions are reluctant to make loans, typically demanding higher interest rates, stronger collateral, or stricter qualifications.

The opposite of loose or easy credit.

Tight credit often follows economic downturns or financial crises when lenders become risk-averse: Small businesses struggle to expand during periods of tight credit.

Related
  • lendingTemporary provision of resources
  • squeezeFirm bilateral compression
  • crunchCrushing, grinding noise
  • banksFinancial institutions or riversides
  • loansBorrowed money arrangements

interest · interest rates · borrowing · loan shark · recession · financial crisis · liquidity · austerity · default · debt · rationing · scarce · restrictive · mortgage · collateral · risk · risk aversion · cash

Opposites
credit availability

tight crediteasy credit

Accessible borrowing terms

easy money · low-interest loans · subprime lending

monetary policy stance

tight creditquantitative easing

Asset purchases to boost economy

Family

tight, tights, tighten, tightened, tightening, tightens, tighter, tightest, tightly

Familiarity
Top 200,000
Profile
Used worldwide · Timeless · Abstract · Negative · Rated G