Acts of God
Heavenly catastrophic events
Acts of God are natural events beyond human control—earthquakes, floods, hurricanes, lightning strikes.
The phrase appears primarily in legal and insurance contexts, where it describes catastrophes that no reasonable precaution could prevent: The contract includes a clause exempting liability for acts of God.
The term implies no one can be held responsible when nature intervenes.
Seismic ground movement
- tsunamiSeismic sea surge
- hurricaneViolent tropical windstorm
- tornadoViolent rotating windstorm
- floodOverwhelming water overflow
volcano · wildfire · cyclone · typhoon · blizzard · avalanche · landslide · drought
Extraordinary event excusing performance
- contract clauseSpecific provision in agreement
- impossibilityState of being unachievable
Uninsured interval within plan
- claim denialRefusal to pay out
- catastrophic lossSevere irreversible damage
- risk assessmentEvaluating likelihood of harm
- underwritingRisk evaluation and acceptance
deductible · property damage · business interruption · reinsurance
earthquake
Seismic ground movement
flood · volcano · wildfire · cyclone · typhoon · blizzard · avalanche · landslide · drought · lightning strike
force majeure
Extraordinary event excusing performance
- contract clauseSpecific provision in agreement
- impossibilityState of being unachievable
coverage gap
Uninsured interval within plan
- claim denialRefusal to pay out
- catastrophic lossSevere irreversible damage
- risk assessmentEvaluating likelihood of harm
underwriting · deductible · property damage · business interruption · reinsurance
Acts of Godhuman action
Intentional deed by people
human error · human agency · sabotage · terrorism · intentional acts
act, acts, acted, acting, action, actions, active, actively, activate