lifetime limits

Maximum benefit boundaries

Lifetime limits are caps on the total benefits an insurance policy will pay over a person's entire coverage period.

Once reached, the insurer pays nothing more regardless of medical need.

Common in health insurance before regulatory changes banned them for essential benefits: She hit her lifetime limit after two years of cancer treatment.

The term appears in discussions of healthcare policy and insurance reform.

Related

health plan · coverage · benefits · healthcare · policy · fine print · exhausted · pre-existing · pre-existing condition · denied · claims · annual · out-of-pocket · out of network · catastrophic · chronic · illness · medical bills

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coverage duration/scope

lifetime limitsterm limits

Mandatory end to incumbency

daily limits

presence of caps

lifetime limitscomprehensive coverage

Policy covering all perils

full coverage · universal coverage · open enrollment

Family

lifetime, limits, life, time, limit, lives, times, lifelong, lifelike

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