out of network

Not plan-approved

Out of network describes healthcare providers or facilities that don't have a contracted agreement with a patient's insurance plan.

Seeing an out-of-network doctor typically means higher costs—bigger copays, higher deductibles, or no coverage at all: The specialist I wanted was out of network, so I paid full price.

Insurance companies maintain networks of approved providers who agree to set rates; going outside that network shifts more expense to the patient.

Related

coverage · deductible · copay · cost sharing · out of pocket · referral · prior authorization · reimbursement · billing · surprise billing · medical bills · surprise · emergency · hospital · premium · exclusion · allowance · balance

Categories
Opposites
insurance coverage status

out of networkin-network

Contracted with your insurer

preferred provider · network provider

connection/affiliation status

out of networkin-network

Contracted with your insurer

connected · affiliated · included · integrated · inside

Family

network, outing, outer, outermost, outward, outwardly, without, work, netted

Familiarity
Top 200,000
Profile
Mostly American · Timeless · Abstract · Negative · Rated G