credit squeeze
Tightened borrowing conditions
A credit squeeze is a period when borrowing becomes difficult because lenders tighten their standards or raise interest rates.
Banks may restrict loans during economic uncertainty, making it harder for businesses and consumers to access funds: The credit squeeze forced several small companies into bankruptcy.
Also called a credit crunch.
Prolonged economic decline
- inflationSustained price level increase
- stagnationAbsence of flow or progress
- downturnEconomic decline period
- contractionReduction in size
slowdown · depression · deflation · unemployment · austerity · economic crisis · stagflation · tight money
Making less loose
- constrictionTightening or narrowing action
- curtailmentAct of reducing scope
- rationingLimiting distribution during scarcity
- limitationBound on extent
restraint · clampdown · reduction · cutback · scarcity · chokehold · stranglehold · freeze
Legal status when insolvent
- insolvencyInability to pay debts
- foreclosureLender seizes mortgaged property
- defaultPreset standard option
- layoffsMass job eliminations
cash flow · working capital · hiring freeze · debt burden · restructuring · deleveraging · funding gap · bridge financing
Issuing loans professionally
- borrowing costsFees for using loaned funds
- creditworthinessAbility to repay debts
- refinancingReplacing a loan
- loan-to-valueDebt-to-collateral ratio
recession
Prolonged economic decline
- inflationSustained price level increase
- stagnationAbsence of flow or progress
- downturnEconomic decline period
contraction · slowdown · depression · deflation · unemployment · austerity · economic crisis · stagflation · tight money · monetary policy
tightening
Making less loose
- constrictionTightening or narrowing action
- curtailmentAct of reducing scope
- rationingLimiting distribution during scarcity
limitation · restraint · clampdown · reduction · cutback · scarcity · chokehold · stranglehold · freeze · crunch
bankruptcy
Legal status when insolvent
- insolvencyInability to pay debts
- foreclosureLender seizes mortgaged property
- defaultPreset standard option
layoffs · cash flow · working capital · hiring freeze · debt burden · restructuring · deleveraging · funding gap · bridge financing
bank lending
Issuing loans professionally
- borrowing costsFees for using loaned funds
- creditworthinessAbility to repay debts
- refinancingReplacing a loan
- financial crisesfinancial collapse, bank run, economic collapse, bank failure, bank failures
credit, squeeze, credits, credited, crediting, creditor, creditors, creditable, accredit