availability of funds
Ready money access
Availability of funds refers to whether money can be accessed or used for a particular purpose.
Banks place holds on deposited checks until the funds become available—meaning the money has cleared and can be withdrawn.
In broader financial contexts, the phrase addresses whether resources exist and can be allocated: The project depends on the availability of funds from the state legislature.
Grant applications often hinge on availability of funds, meaning awards are contingent on budget constraints.
- liquidityConvertibility to cash
- cashReady spending funds
- cash on handCurrency immediately accessible
- budgetPlan for spending
- budget surplusRevenue exceeding outlays
reserves · financial cushion · capital · credit · credit limit · accessible · balance · solvency · grants · loans · disbursement · allocation · treasury · bankroll · resources · coffers · financing · working capital
availability of fundsfrozen assets
Legally inaccessible wealth
illiquidity · asset freeze · blocked accounts · fixed assets · escrow
availability of fundsilliquidity
Difficulty converting to cash
insufficient funds · cash shortage · insolvency · funding gap · liquidity crisis
availability, available, avail, avails, availed, availing, unavailable, unavailability, funds