Klarna

Buy now, later

Klarna is a Swedish financial technology company that offers "buy now, pay later" services, allowing consumers to split purchases into installments or defer payment.

The name has become shorthand for this payment model generally: I'll just Klarna it.

Retailers integrate Klarna at checkout as an alternative to credit cards or immediate payment.

payments

checkout

Payment completion process

deferred payment · split payment · financing · affordability · purchase · transaction · billing · credit line · one-click · seamless

company

unicorn

Mythical one-horned horse

IPO · pink · branding · Snoop Dogg · marketing · partnerships · shopping app · consumer credit · installments · checkout

Swedish

Stockholm

Sweden's seat of government

European · Spotify · Swedish design · minimalist

fintech

Afterpay

Installment payment platform

financial technology · disruption · underwriting · risk assessment

Opposites
payment timing

Klarnacash

Ready spending funds

upfront payment · cash on delivery · prepayment · COD · layaway

payment method type

Klarnacash

Ready spending funds

debit card · bank transfer · direct debit · cash payment · check

financial philosophy

Klarnasaving up

Gradually accumulating funds

financial discipline · Dave Ramsey · frugality · anti-consumerism · delayed gratification

Family

clarity, clarify

Familiarity
Top 1,000,000
Profile
Used worldwide · Concrete · Everyday, not technical · Rated G