Dave Ramsey

Dave Ramsey is an American personal finance personality known for his radio show and debt-elimination program.

His approach emphasizes paying off debts smallest-to-largest (the "debt snowball"), avoiding credit cards entirely, and building an emergency fund.

We're doing the Dave Ramsey thing and cutting up our cards.

His advice appeals to those seeking simple, disciplined rules rather than optimized financial strategies.

Opposites
financial philosophy

Dave Ramseymortgage broker

Arranges home financing

payday lender · Suze Orman · venture capitalist · Wall Street banker

wealth-building strategy

Dave Ramseyday traders

Investors who liquidate daily

venture capitalists

lifestyle philosophy

Dave Ramseykeeping up with the Joneses

Striving to match neighbors' lifestyle

Kim Kardashian · impulse buyers · spendthrifts · profligates

Family

Dave, Ramsey, David

Familiarity
Top 500,000
Profile
Mostly American · Concrete · Rated G