private health insurance
Non-governmental medical coverage
Private health insurance is coverage for medical expenses purchased from a commercial insurer rather than provided by a government program.
In the U.S., most people get it through employers: My job offers private health insurance.
Elsewhere, it may supplement public healthcare systems, covering services the government plan doesn't or providing faster access to care.
- HMONetwork-based insurance plan
- premiumAdded cost for better
- monthly premiumRegular payment for coverage
- preventive careHealth maintenance before disease
- annual checkupRoutine health assessment
policyholder · hospitalization · coinsurance · HIPAA compliance · PPO · deductible · prescription drugs · maternity care · copayment · underwriting · outpatient care · out-of-pocket maximum · fine print · pre-existing condition · EPO · network coverage · out of network · broker
private health insurancepublic health insurance
State-provided medical coverage
universal healthcare · socialized medicine · public healthcare · NHS · National Health Service
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