overspender
Wallet's worst enemy
An overspender is someone who spends more money than they should or can afford.
The term implies habitual excess rather than a single splurge: My husband is an overspender—we're always carrying credit card debt.
It often appears in financial advice contexts discussing budgeting problems.
Expensive nonessential comfort
- lavishAbundant beyond necessity
- profligateRecklessly extravagant or dissolute
- prodigalRashly wasteful spender
- wastefulUsing resources carelessly
sumptuous · decadent · indulgent · ostentatious · exorbitant · grandiose · showy · opulent
Compulsive retail addict
- retailSales to end users
- purchaseGoods obtained for payment
- cartVehicle for hauling
- checkoutPayment completion process
haul · consumerism · overshop · sale · discount · mall · boutique · clearance
Unable to stop oneself
- impetuousActing on sudden urge
- spontaneousArising without external cause
- rashHeedless or skin irritation
- heedlessCareless of consequences
thoughtless · irresponsible · capricious · erratic · incautious · unthinking · trigger · temptation
Legal status when insolvent
- insolvencyInability to pay debts
- arrearsOverdue financial obligations
- defaultPreset standard option
- foreclosureLender seizes mortgaged property
delinquency · creditors · repayment · loans · overdue · collections · mortgage · penalties
luxury
Expensive nonessential comfort
- lavishAbundant beyond necessity
- profligateRecklessly extravagant or dissolute
- prodigalRashly wasteful spender
wasteful · sumptuous · decadent · indulgent · ostentatious · exorbitant · grandiose · showy · opulent · splurge
shopaholic
Compulsive retail addict
checkout · haul · consumerism · overshop · sale · discount · mall · boutique · clearance · wardrobe
compulsive
Unable to stop oneself
- impetuousActing on sudden urge
- spontaneousArising without external cause
- rashHeedless or skin irritation
heedless · thoughtless · irresponsible · capricious · erratic · incautious · unthinking · trigger · temptation · splurge
bankruptcy
Legal status when insolvent
- insolvencyInability to pay debts
- arrearsOverdue financial obligations
- defaultPreset standard option
foreclosure · delinquency · creditors · repayment · loans · overdue · collections · mortgage · penalties · repossession
deficit
Amount still owed
- spenderssplurger, squanderer, prodigal, profligate, wastrel
- pleasure seekershedonist, hedonists, pleasure seeker, pleasure seekers, pleasure-seeker
overspendersaver
One who keeps resources
underspender · miser · penny-pincher · tightwad · cheapskate