umbrella coverage
All-encompassing insurance policy
Umbrella coverage is supplemental insurance that kicks in when primary policies reach their limits.
It provides additional liability protection beyond what homeowner's, auto, or other base policies cover: We added umbrella coverage after buying the lake house.
The metaphor suggests broad protection spanning multiple underlying policies, sheltering assets from large claims or lawsuits.
- auto insurancePolicy covering vehicle damage
- liability protectionSafeguard against legal claims
- personal injuryHarm to a person's body
- premium ratesAbove-standard pricing tiers
- policy limitsMaximum claim payout allowed
homeowners insurance · renters insurance · asset protection · safety net · indemnification · risk management · rainy day fund · peace of mind · settlement costs · tort law · financial exposure · travel insurance · renewal terms
- coverage typescomprehensive
- insuranceinsurance, auto insurance, life insurance, home insurance, underwriting
- liability insuranceliability insurance, general liability, personal liability, professional liability, public liability
- indemnityhold harmless, reimbursement, exoneration, reparation, redress
umbrella coverageuninsured
Lacking protective coverage
basic coverage · minimum coverage · underinsurance · insufficient coverage · coverage gap
umbrella, umbrellas, cover, coverage, coverages, covered, covering, coverings, covers